Buy A House In Bakersfield
 Home    Buy A House In Bakersfield

Congratulations on your decision to buy a house in Bakersfield!

We understand that buying a house in Bakersfield is an exciting time.  This is where Donna’s years of experience go to work for you!  She is an expert realtor that knows all the in’s and out’s of buying a house in the Bakersfield market.

Contact Donna

Phone: 661-319-6596

Address:
Miramar International
1518 Mill Rock Way., Suite 100
Bakersfield, CA 93311
BRE #01175451

.

Bakersfield's Best and Most Trusted Realtor

Contact Us

Fields marked with an * are required

TIPS TO BUYING A BAKERSFIELD HOME

Owning a home is the quintessential achievement of the American Dream. However, there is more to buying a house than saving enough for a down payment. Knowing how to navigate the intricate steps of your first home purchase might mean the difference between building financial security and digging your own grave of debt.

Not knowing what you can afford:

If you do not already have a budget, make a list of all your monthly expenses including vehicle costs, student loan payments, credit cards, groceries, health insurance, and retirement savings and so on. Do not forget major expenses that occur once a year like insurance premiums and annual vacations. Subtract this from your take-home pay and you will know how much you can spend on your home each month.

Failing to consider additional expenses:

Once you are a home owner, you will have additional expenses on top of your monthly payment such as property taxes, insuring your home against disasters and making repairs. If you are buying a condo, you will have a monthly home owner’s association fee.

Being too picky:

First time homebuyers often have to compromise because their funds are limited. You may have to live on a busy street, accept outdated décor, make some repairs to the home or forgo that extra bedroom. You will have to decide how important it is for you to become a homeowner now rather than rent and try again in a couple of years.

Skipping the home inspection:

This is not the time to cut spending costs. If you skip this crucial step, you risk living in a home that costs almost as much in repairs as you paid for it in the first place. Make your offer contingent on your approval of the home passing a home inspection. Inspection rates start at $440, on average, and vary depending on home’s size, if it has a pool, and how it was built but peace of mind is priceless.

Unprepared for buying fees:

Closing costs can set you back a few thousand dollars or up to 5% of the purchase price. Buyers should also expect to pay for appraisal, inspection, escrow, notary and moving costs.

Not using a realtor:

Sure, it is possible to go out and buy a Bakersfield home without the aid of a professional real estate agent. But think about how much time and stress a good agent can save you. For starts, Realtors have access to all of the homes on the market through the Multiple Listing Service, plus all of the ones that are under contract and have been sold. A neighborhood specialist may even know homes that are not yet on the market. There are many complicated factors, gritty details and endless documents that are unique to the home buying process and a seasonal realtor can help you navigate the treacherous waters.